Privacy Notice

COLLECTION AND USE OF INFORMATION: We may collect nonpublic personal information about you from a variety of sources, including (1) the information we receive from you on registrations or other forms, (2) the information about your transactions with us, with our affiliates, or with others, and (3) the information we receive from third parties. This information is used in accomplishing several valid business purposes, such as in evaluating and managing our risks and in protecting our customers' accounts, records, and funds; in providing products, services, and other opportunities for our customers; and in complying with applicable laws and regulations.

DISCLOSURE OF INFORMATION: We may share information about our experiences or transactions with you or your account, such as your account balance and your payment history with us, with companies related to us by common control or ownership (known as "affiliates"). We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other institutions with which we have joint marketing agreements. We may also disclose nonpublic personal information about you to "nonaffiliated third parties" (third parties that are not members of our corporate family) in certain circumstances. For example, we may disclose nonpublic personal information about you to such third parties to assist us in servicing your account with us, including such things as electronic data processing and payment processing. These business partners contractually agree to safeguard our customers' confidential information and they must abide by applicable laws. We may share the information stored on the publicly accessible registration database, as well as other information that is not of a sensitive nature, with carefully selected business partners, including those who offer services that complement those provided by us or which may otherwise be of interest to you. Additionally, we are permitted by law to provide nonpublic personal information to government entities in response to subpoenas. It is our policy not to disclose any nonpublic personal information about you to any other third parties or affiliates, except as permitted by law or by your request. If you decide to transfer services or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

SECURITY OF INFORMATION: We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information, commensurate with their responsibilities. We maintain physical, electronic, and procedural safeguards that comply with legal standards to guard your nonpublic personal information. These procedural safeguards include training our employees in information security and privacy procedures and instructing them in our requirements as outlined in policies approved by us.

The information we receive from or about you is stored on systems designed to prevent the loss, misuse, unauthorized access, disclosure, alteration or destruction of that information. We also encrypt your transmission of sensitive information to us (e.g., credit card numbers, account passwords) in the interest of heightened privacy protection and information integrity. Transactions within our management system and purchase flows use Secure Sockets Layer (SSL) encryption when transmitting data from your connection to our system.

MAINTAINING THE ACCURACY OF INFORMATION: We continually strive to maintain complete and accurate information about you and your accounts. If you ever believe that our information is inaccurate or incomplete, please notify us immediately. We will review your concerns and correct any inaccuracies. Please submit your request for correction in writing and include your full name, current address, social security number, username, telephone number, and a description of the information you believe is inaccurate and the reason you believe it is incorrect. Please send this written request to:

EKLECTRA P. O. Box 609040 Orlando, FL 32860-9040 Or email us at: moreiceforyou@aol.com

OPT-OUT/UNSUBSCRIBE POLICY: Many customers appreciate receiving information and offers about products and services that may be of interest and value to them. However, we recognize that it's your choice. If you prefer that we not disclose nonpublic personal information about you to nonaffiliated third parties, you may opt out of those disclosures, that is, you may direct us not to make those disclosures (other than disclosures permitted by law). We will process your request immediately. However, it generally takes up to thirty (30) days before your request becomes effective. Our Privacy Policy is subject to change. We will notify you of any changes as required by law. To indicate that you would rather not be contacted, please print out a copy of the ad that you received and include it with your letter.

EKLECTRA P. O. Box 609040 Orlando, FL 32860-9040 Or email us at: moreiceforyou@aol.com © 2009, All rights reserved.